Gold Loan Companies in India in 2026: Features, Interest Rates and Benefits Compared
Gold loans have become a preferred financing option for individuals looking for quick access to funds by pledging their gold jewellery. Since these loans are secured, borrowers can often access funds with simpler eligibility requirements compared to unsecured borrowing options. This guide explores some of the leading gold loan lenders in India, helping borrowers compare different options and understand what each lender offers. Leading Gold Loan Companies in India Gold loan providers offer different features based on loan size, repayment preferences, and customer requirements. Some of the major lenders that borrowers can consider include: Lender Loan Amount Starting Interest Rate Maximum Tenure Loan-to-Value State Bank of India (SBI) ₹20,000 onwards 8.70% p.a. 12 months Up to 74% Central Bank of India ₹10,000 to ₹60 lakh 8.80% p.a. 12 months 68% to 78% Muthoot Finance ₹5,000 to ₹5 crore Scheme-based Flexible High Poonawalla Fincorp Up to ₹1 crore 11% p.a. 36 months Up to 85% Manappuram ...